1. Who we are
This website is operated by Ankit Kumar (“we”, “us”), Ward No. 12, Dholbajja, Forbesganj, Bihar — 854318. You can reach us at support@paygely.in.
2. Your account
You sign in with a 6-digit code sent to your email. Keep access to your email account safe; anyone who can open your email can sign in to your account. You must be at least 18 years old, or use the website with the involvement of a parent or guardian.
3. What we offer
We offer live, mentor-led cohort programs delivered over Zoom. When you enrol, you are buying a seat in a specific cohort starting on a specific date. We do not sell recorded video courses. Your enrolment is personal and non-transferable; you may not share your Zoom link, cohort WhatsApp group access or any session content with people who have not paid for the program.
4. Prices and payment
- Prices are in Indian Rupees (₹). A payment gateway charge is added at checkout and shown as a separate line before you pay.
- Payments are processed by Cashfree Payments. We do not receive or store your card or UPI details.
- An enrolment is confirmed only when we receive confirmation of successful payment from Cashfree.
5. Delivery of your seat
After we confirm payment, we send the Zoom link, the cohort schedule and the cohort WhatsApp group link to the mobile number and email you used at checkout, within a few minutes. See our Delivery Policy for details.
6. Attendance and participation
Sessions run live at the scheduled time. If you miss a session, the mentor may share a short recap on the cohort WhatsApp group, but the format is live, cohort-based learning — we strongly recommend attending every session. We may change the schedule for operational reasons and will notify you on WhatsApp and email.
7. Refunds and cancellations
Refunds are limited and depend on when you ask. See our Refund & Cancellation Policy for the details.
8. Educational disclaimer
Our programs are for educational purposes. Any examples, projects or figures are illustrative and are not promises. We do not guarantee any specific job, income or outcome. What you walk away with depends on your own effort, participation and circumstances.
9. Acceptable use
Don't misuse the website: no attempts to break security, interfere with other users or sessions, scrape content, record sessions without permission, or make purchases with payment methods you are not authorised to use.
10. Intellectual property
The website, our program material and our brand belong to us or our licensors and are protected by law.
11. Liability
We provide the website and programs “as is”. To the extent permitted by law, we are not liable for indirect or consequential losses, and our total liability to you for any claim is limited to the amount you paid us for the program concerned.
12. Changes
We may update these terms. The “last updated” date shows when they last changed. Continuing to use the website after a change means you accept the updated terms.
13. Governing law and disputes
These terms are governed by the laws of India. Courts at [City] have exclusive jurisdiction.
14. Contact and grievances
For questions or complaints, email support@paygely.in or call +91 79033 41142 (Monday to Saturday, 10 am – 7 pm IST). Our grievance officer is [Grievance officer name].